Smart Decisions Today for a Healthy Tomorrow

Quotes For Individual Plans

As an individual, you’re most likely responsible not only for yourself, but also for the well being of your family. In order to keep yourself and those you care about most healthy and happy, you’ll want to ensure that you have the proper Health Insurance plan that can cover your every need and keep you protected financially.

With the cost of healthcare on the rise, you can’t afford to take any chances. At Modern Insurance Marketing, Inc., we offer Individual and Family Health Insurance plans to those who do not receive health benefit packages from their current employer, or are either self-employed, unemployed, or a student.

Our various types of Individual and Family Health Insurance options include:

  • FFS (Fee-for-Service)
  • HMO (Health Maintenance Organization)
  • PPO (Preferred Provider Organization)
  • POS (Point-of-Service)
  • HSA (Health Savings Account)
Since each insurance option differs in cost and benefits, it’s important to discuss your unique needs with an insurance expert who can keep you, your spouse, and your children covered under the right plan at a price you can afford.
On Exchange Healthcare
Another term for the Health Insurance Marketplace, a service available in every state that helps individuals, families, and small businesses shop for and enroll in affordable medical insurance. The Marketplace is accessible through websites, call centers, and in-person assistance. When you fill out a Marketplace application, you’ll find out if you qualify to save money when you enroll in a medical insurance plan. You’ll also find out if you qualify for Medicaid and the Children’s Health Insurance Program (CHIP). Whether you qualify for these programs depends on your expected income, household members, and other information.
Off Exchange Healthcare
On-exchange means those plans that are available on the public exchange only. If you qualify for a subsidy, and choose to use it on your health plan, then shopping on-exchange is your best option. Off–exchange means those plans that are available outside of the public exchange environment, or in the open market.

Find a Health Insurance Plan That’s Right For You

Without an adequate Health Insurance policy, if you or a family member gets injured in an accident or becomes ill, the last thing you’ll want to experience is paying for high medical costs from your own pocket. If you’re an individual looking for coverage either for yourself or your family, you can find the perfect Individual and Family Health Insurance plan from Modern Insurance Marketing, Inc.. Since Health Insurance options vary from state to state, our experienced, Health Insurance specialists are available to work with your needs on an individual basis in order to assist you in creating a plan that keeps you covered. Don’t risk your finances on expensive medical bills and services. Get the affordable protection that keeps those you care about most healthy with an Individual and Family Health Insurance policy.